Understanding Settlement Loans and the Basics of Qualifying

As a plaintiff in a personal injury case, it’s vital that you’re aware of the options you have to keep your finances in good shape throughout the court process, especially if you’re unable to work.

Court proceedings can take months, and in some cases even years, to settle. You still need to put food on the table, pay your mortgage or rent and keep the lights on, among other necessary expenses.

If your injury is severe enough that you can’t work or earn an income, a settlement loan is a great way to manage your financial situation as you await a legal settlement, providing some peace of mind that essential living needs are covered.

The Basics of Qualifying

Plaintiffs in personal injury cases can apply for a settlement loan, in staged or lump sum payments, to cover:

  • Mortgage or rent obligation
  • Food
  • Transportation costs
  • Medical services, such as physical rehabilitation fees

CaseMark Financial evaluates each case individually, working closely with lawyers to determine the right terms for every client and ensure the amount loaned doesn’t exceed your anticipated legal settlement. Our settlement loans ensure our clients make better decisions and avoid accepting an early settlement offer if they feel like they can’t afford to wait.

Unlike traditional lending options, settlement loans won’t impact your credit rating and CaseMark offers interest rates that actually decrease over the length of your loan.

CaseMark lends in situations where other lenders won't and that no credit checks will be performed. We don’t require applicants to provide proof of employment or other information related to income. This means applicants aren’t turned down for traditional reasons, such as poor credit or lack of steady employment.

Approved applicants also receive their loans quickly - the approval process is completed within 24 hours.

Our Simple 4-Step Approval Process

Our 4-step approval process is typically completed within 24 to 48 hours.


The application is submitted and we will contact your lawyer to discuss your case to help us make an informed lending decision that benefits you.


Assessment specialists devaluate your case to determine a reasonable loan amount.


CaseMark informs you of the lending decision. We will then send you the loan agreements for review and signature, and send your lawyer a document to acknowledge the loan.


Your funds are transferred via same-day wire transfer (or a cheque can be sent using express courier at no charge). CaseMark is committed to providing our customers with transparent, high quality service and provide you with financial relief during this difficult time in your life.

Involved in a Personal Injury Case? Reach out to CaseMark Financial Today to Start Our Simple Settlement Loan Application Process.

Understanding Settlement Loans and the Basics of Qualifying - Casemark Financial

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